|Abstract: Listed inside are examples of records that you should keep and show your attorney if an insurance dispute arises.|
In general, when injuries or damages fall under the coverage of an insurance policy, matters surrounding the injuries or damages should be treated as if they might result in litigation. Remember that often times the injured or damaged party does not know the extent of their losses until a later date. Whether you are the injured party or the insured party (or both), you will want to keep good records and keep all your records in one place.
See the list below for the type of records that you should keep and show your attorney if a dispute arises:
____ The insurance policy at issue
____ ALL other insurance policies you have (remember to check your credit card information).
____ ALL your correspondence with your insurer
____ Phone logs and message pads if they refer to your insurer
____ ALL notes of telephone conversations with your insurer
____ Documentation relating to the covered incident at issue
____ Any estimates or adjuster's reports that show your damages
____ Canceled checks that show your damages
____ Bills or invoices that show your damages
____ Receipts that show your damages
____ Files from litigation resulting from the covered event
____ Correspondence threatening or warning of litigation resulting from the covered event
____ Files from previous attorneys